Pet Insurance
Best Friends Deserve the Best Pet Insurance
Pet insurance with full coverage protects your pet from accidents, illnesses, treatments, and ongoing care.
Dog & Cat Insurance For Any Situation
Unexpected vet bills can be hard, but pet insurance from OLPolicy keeps your savings safe. Over 90% of OLPolicy customers said pet insurance helped extend their pet’s life.
Our pet health insurance plan covers accidents, illnesses, and conditions
Dental
Pet insurance covers dental illnesses like extractions, gingivitis, and periodontal care up to Low Prices —no dental exam required.
Breed-specific, congenital & genetic conditions
Pet insurance covers breed-specific, congenital, and genetic conditions like hip dysplasia, IVDD, and allergies.
Cancer
Pet insurance covers cancer care, including testing and treatments.
Chronic conditions
Pet insurance covers long-term issues like arthritis or diabetes with no limits, and coverage continues at renewal.
Preventable conditions
Pet insurance covers preventable illnesses like Lyme disease, parasites, and parvo.
Orthopedic conditions
Pet insurance covers ligament tears, broken bones, osteosarcoma, and more after a waiting period.
Pet Insurance for Routine Care
Annual exams, vaccines, parasite control, and dental cleanings catch health issues early, saving pain and costs. Early detection makes treatment easier and cheaper. A flexible wellness plan keeps costs predictable and pets healthier, giving lifelong peace of mind.
Why pet parents say we're worth every penny
We provide pet insurance that’s simple and trusted, with fast claims, 24/7 telehealth, and Wellness Rewards. Over lots of pets’ families rely on OLPolicy for peace of mind.
What is pet insurance?
Pet insurance reimburses part of vet bills if your dog or cat gets sick or injured. It acts like a safety net for unexpected accidents or illnesses. Routine care and pre-existing conditions are usually not covered.
How much is pet insurance?
Pet insurance costs vary by your pet’s age, breed, and location. Plans can be customized to fit your pet’s needs and your budget.
What is a pre-existing condition?
A pre-existing condition is any illness or injury noted before your policy starts, even if untreated.
Which pet insurance covers pre-existing conditions?
pre-existing conditions. OLPolicy may cover curable ones if your pet stays symptom-free for 12 months. Medical history reviews are available free upon request.
Is pet insurance worth it?
Pet insurance is worth it to avoid paying thousands at once. Small monthly premiums make it easier to get your pet the care they need.
Do all veterinarians take pet insurance?
Yes. Pet insurance reimburses you after you pay the vet, so you can visit any vet, specialist, or emergency hospital.
Does pet insurance cover vaccines?
Vaccines are not covered by standard pet insurance but can be reimbursed through an optional wellness plan.